IC Cash Services

Banking services in retail

Brick-and-mortar retail is increasingly becoming an additional touchpoint for banking services.

ATMs for retailers and retail chains

Brick-and-mortar retail is increasingly becoming an additional touchpoint for banking services.

IC Cash Services helps financial institutions implement banking-related services in retail environments in a structured and fully compliant way – either as an extension of existing cash-access models or as a strategic complement to traditional bank branch networks.

This creates new customer access points that are efficient, scalable and commercially sustainable.

Your benefits

  • Structured implementation of banking services in retail
  • Integration of ATM and cash solutions into existing retail locations
  • Clear governance and service-level models
  • Coordination of all technical and operational interfaces
  • Scalable concepts for regional and national networks

Retail as an anchor for cash access

As banks reduce their physical branch networks, retail is increasingly helping to close the resulting gap in access to cash.

Cashback is now standard at many retail chains. For a broader range of banking services – such as cash withdrawals, deposits and balance enquiries – retailers can provide dedicated space at selected locations. Retailers, banks and customers all benefit.

IC Cash manages the complete ATM operation, with central key-account management and consistent service standards across the entire branch network.

Installation solutions

The right solution for every location

Cash remains an essential means of payment – whether in individual stores, retail chains or high-traffic locations. IC Cash installs and operates ATMs indoors and outdoors, adapts each unit to the structural conditions on site, and takes full responsibility for cash replenishment, maintenance and incident management.

Cash access across different industries

From practical planning details to visual integration, we always aim for the best possible solution – flexible, space-efficient and suitable even for very compact locations. We identify the ideal ATM location based on customer footfall, local sales performance and the resulting expected transaction volumes.

Airports

Reliable cash access for travellers at the airport

Cities & municipalities

Where banks withdraw from local areas, we help municipalities maintain access to cash.

Nightlife & casinos

Reliable access to cash – even late at night and in busy entertainment districts.

Kiosks & shops

Turn your store into a convenient local cash-access point.

Petrol stations

When you are on the road, convenient access to cash remains an important service.

Real estate

Our ATMs create attractive returns from a very small footprint.

Hotels & hospitality

An ATM adds convenience and flexibility for guests and customers.

Public transport

ATMs as a valuable service component at transport hubs and high-traffic locations.

Events

On-site ATMs support smooth and successful event concepts.

ATM TYPES

Outdoor ATM
Outdoor
Indoor ATM
Indoor
Through-the-wall ATM
Through-the-wall
Kiosk Outdoor ATM
Kiosk Outdoor

ATM security

At higher-risk locations, we protect our ATMs with high-grade safe classes, ink-staining systems, protection against gas attacks, anti-ram and anti-removal systems, and electronic locks. System processes are protected as well: we ensure resilient network operation and fast, secure transaction processing.

Placing ATMs in clearly visible areas with regular foot traffic also reduces the likelihood of attacks compared with machines installed inside traditional bank branches.

ATM branding & marketing

An ATM is more than a service device – it is a visible brand touchpoint in your customers’ everyday lives. IC Cash gives retailers and location operators the option to integrate the machine seamlessly into their own brand environment through customised wraps and housing designs tailored to the look and feel of the location.

The ATM screen can also be used as an active advertising channel. During idle periods or directly within the transaction process, targeted messages, offers or information can be displayed – either on screen or on printed receipts with a QR code.

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